The best payment method for freelance work
Every way of paying a freelancer carries a risk, unless the money is held until the work is approved. Here's who's exposed with each method, and why Fianzza is the safest one:
| Payment method | Main risk | Who carries the risk |
|---|---|---|
| Pay 100% upfront | You can lose all your money if the work is never delivered. | The client |
| Pay 100% on completion | You can do all the work and never get paid. | The freelancer |
| 50% upfront, 50% on delivery | Each side is still exposed on their half. | Both |
| Fianzza, payment held until approval | None. The money is held safely until the delivery is approved. | Nobody |
With Fianzza, neither side has to go first. That's why it's the safest way to pay and get paid for freelance work.
How it works?
Agree on the project
Freelancer and client define scope, deadlines and deliverables
Client sends the payment
The payment is held on the platform until delivery is approved
Freelancer delivers
Sends work as agreed
Confirmation and payment
Client approves, freelancer gets paid. No surprises
And on top of that, much cheaper than a marketplace
If you route your clients through Upwork or Fiverr just to get paid safely, you're overpaying. Same payment protection, a fraction of the fee:
| Platform | Takes | On a €2,000 project |
|---|---|---|
| Fiverr | 20% | €400 |
| Upwork | up to 15% | up to €300 |
| Fianzza | 3% | €60 |
3% commission by bank transfer (4% by card). €29 minimum on transactions up to €1,000. Upwork and Fiverr fees according to their current public rates.
Information needed to create the agreement
- Detailed description of work to be done
- Type of service (design, development, writing, etc.)
- Total project amount
- Inspection days to review the work
- Email or phone of the other party
Ready to create your agreement?
Create your agreement in minutes. The money stays protected by Stripe until the work is approved. Just 3% commission.